Side-by-side · Q2 2026 data
Franklin Trust Federal Credit Union vs Northwest Hills Credit Union
Credit union
Franklin Trust Federal Credit Union
Hartford, Connecticut · Under $100 million in assets
Credit union
Northwest Hills Credit Union
Torrington, Connecticut · Under $100 million in assets
Metric by metric
| Measure | Franklin Trust Federal Credit Union | Northwest Hills Credit Union |
|---|---|---|
| TellerScore | 67 | 75 (stronger) |
| Capital cushion | 48 (stronger) | 43 |
| Loan quality | 71 | 91 (stronger) |
| Earnings | 55 | 72 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 34th | 52nd |
| Total assets | $70.0M | $57.0M |
| Deposits / shares | $63.4M | $51.5M |
| Capital ratio | 9.84% (stronger) | 9.29% |
| Problem loans | 0.88% | 0.26% (stronger) |
| Net charge-offs | 1.71% | -0.23% (stronger) |
| Return on assets | 0.88% | 1.30% (stronger) |
| Loans ÷ deposits | 52.9% (stronger) | 57.1% |
| Uninsured deposits | 3.1% (stronger) | 5.9% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.4% | — |
Northwest Hills Credit Union has the higher TellerScore (75 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Franklin Trust Federal Credit Union leads on 3 and Northwest Hills Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.