Side-by-side · Q2 2026 data
Franklin Trust Federal Credit Union vs State Police Credit Union Inc.
Credit union
Franklin Trust Federal Credit Union
Hartford, Connecticut · Under $100 million in assets
Credit union
State Police Credit Union Inc.
Meriden, Connecticut · Under $100 million in assets
Metric by metric
| Measure | Franklin Trust Federal Credit Union | State Police Credit Union Inc. |
|---|---|---|
| TellerScore | 67 | 91 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 71 | 98 (stronger) |
| Earnings | 55 | 57 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 34th | 90th |
| Total assets | $70.0M | $84.0M |
| Deposits / shares | $63.4M | $70.8M |
| Capital ratio | 9.84% | 15.10% (stronger) |
| Problem loans | 0.88% | 0.06% (stronger) |
| Net charge-offs | 1.71% | -0.00% (stronger) |
| Return on assets | 0.88% | 0.92% (stronger) |
| Loans ÷ deposits | 52.9% | 29.0% (stronger) |
| Uninsured deposits | 3.1% (stronger) | 13.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.4% | — |
State Police Credit Union Inc. has the higher TellerScore (91 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Franklin Trust Federal Credit Union leads on 1 and State Police Credit Union Inc. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.