TellerScore

State Police Credit Union Inc. (NCUA charter #60048) is based in Meriden, Connecticut. Its Q2 2026 call report shows $84.0M in total assets and $70.8M in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, State Police Credit Union Inc. scores 91/100, which we describe as very strong. That is higher than 90% of 2,479 credit unions with under $100 million in assets. Among 64 credit unions headquartered in Connecticut, it ranks 3rd. Its strongest component is capital cushion (100/100; 15.10%), and its lowest is earnings (57/100; 0.92%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.10%
Loan quality98/100
Loans 60+ days delinquent ÷ total loans: 0.06%
Earnings57/100
Return on assets (annualized): 0.92%
Funding & liquidity100/100
Loans ÷ shares: 29.0% · 13.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.09%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (88 → 91), mostly because the earnings component improved by 18 points.

TellerScore
868991Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202486
Q3 202487
Q4 202486
Q1 202586
Q2 202588
Q3 202588
Q4 202588
Q1 202691
Q2 202691
Net worth ratio
7.00%11.18%15.36%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.80%
Q3 202415.36%
Q4 202415.23%
Q1 202514.92%
Q2 202515.13%
Q3 202515.35%
Q4 202515.12%
Q1 202614.97%
Q2 202615.10%
Delinquent loans (60+ days)
0.03%0.05%0.08%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.03%
Q3 20240.04%
Q4 20240.08%
Q1 20250.08%
Q2 20250.04%
Q3 20250.03%
Q4 20250.07%
Q1 20260.04%
Q2 20260.06%
Return on assets
0.33%0.63%0.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.40%
Q3 20240.41%
Q4 20240.40%
Q1 20250.33%
Q2 20250.47%
Q3 20250.56%
Q4 20250.60%
Q1 20260.85%
Q2 20260.92%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202691$84.0M15.10%0.06%0.92%29.0%
Q1 202691$83.4M14.97%0.04%0.85%28.8%
Q4 202588$81.4M15.12%0.07%0.60%30.2%
Q3 202588$79.2M15.35%0.03%0.56%31.1%
Q2 202588$79.3M15.13%0.04%0.47%31.0%
Q1 202586$79.6M14.92%0.08%0.33%31.1%
Q4 202486$77.6M15.23%0.08%0.40%32.1%
Q3 202487$76.4M15.36%0.04%0.41%33.3%
Q2 202486$78.8M14.80%0.03%0.40%32.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.10%
55th
Problem loans0.06%
83rd
Net charge-offs-0.00%
87th
Return on assets0.92%
64th
Loans to deposits29.0%
90th
Uninsured deposits13.0%
4th
Loan-loss reserves0.00%
37th
Texas ratio0.1%
84th

Similar-size credit unions in Connecticut

InstitutionScoreAssetsCapitalProblem loansCompare
Riverbank Federal Credit UnionCredit union Windsor Locks, CT67 out of 100, Moderate$87.3M9.5%0.57%vs
Torrington Municipal and Teachers Federal Credit UnionCredit union Torrington, CT74 out of 100, Strong$93.6M9.4%0.14%vs
Albright Credit UnionCredit union Bethel, CT63 out of 100, Moderate$73.9M11.9%2.15%vs
Tobacco Valley Teachers Federal Credit UnionCredit union Enfield, CT62 out of 100, Moderate$72.4M9.5%0.99%vs
Franklin Trust Federal Credit UnionCredit union Hartford, CT67 out of 100, Moderate$70.0M9.8%0.88%vs
Cornerstone Federal Credit UnionCredit union Fairfield, CT77 out of 100, Strong$68.3M10.6%0.22%vs

Deposit insurance

Is my money safe at State Police Credit Union Inc.?

Yes. State Police Credit Union Inc. is a federally insured credit union (NCUA charter #60048). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 13.0% of shares and deposits ($9.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.10%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

State Police Credit Union Inc. lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
State Police Credit Union Inc.
Type
Federally insured state-chartered credit union
NCUA charter #
60048
RSSD ID
920498
Primary regulator
State + NCUA
Established
1960
Headquarters
321 Research Pkwy Ste 202, Meriden, CT 06450
Employees
7

Quick answers

State Police Credit Union Inc.: common questions

Is State Police Credit Union Inc. NCUA insured?

Yes. State Police Credit Union Inc. is a federally insured credit union (NCUA charter #60048). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is State Police Credit Union Inc.'s TellerScore?

91 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does State Police Credit Union Inc. have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Meriden

InstitutionScoreAssetsCapitalProblem loansCompare
Waterbury Connecticut Teachers Federal Credit UnionCredit union Waterbury, CT91 out of 100, Very strong$365.2M17.1%0.26%vs
New Haven Teachers Federal Credit UnionCredit union New Haven, CT90 out of 100, Very strong$10.2M32.0%0.13%vs
New Haven Firefighters Credit UnionCredit union New Haven, CT89 out of 100, Very strong$5.9M26.3%0.00%vs
Ct Firefighters Federal Credit UnionCredit union Hartford, CT85 out of 100, Very strong$34.7M11.6%0.00%vs
Sikorsky Financial Credit UnionCredit union Stratford, CT84 out of 100, Strong$1.5B12.9%0.25%vs
The Torrington Savings BankBank Torrington, CT82 out of 100, Strong$1.0B19.0%0.14%vs