Side-by-side · Q2 2026 data
Frazer Bank vs The Pauls Valley National Bank
Metric by metric
| Measure | Frazer Bank | The Pauls Valley National Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 39 |
| Capital cushion | 62 (stronger) | 45 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 41 | 65 (stronger) |
| Funding & liquidity | 99 (stronger) | 82 |
| Problem-loan coverage | 100 (stronger) | 3 |
| Peer percentile | 68th | 2nd |
| Total assets | $354.3M | $356.6M |
| Deposits / shares | $317.1M | $327.4M |
| Capital ratio | 11.21% (stronger) | 9.48% |
| Problem loans | 0.00% (stronger) | 5.72% |
| Net charge-offs | 0.00% (stronger) | 0.36% |
| Return on assets | 0.51% | 1.12% (stronger) |
| Loans ÷ deposits | 60.9% (stronger) | 62.1% |
| Uninsured deposits | 9.0% (stronger) | 29.5% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Frazer Bank has the higher TellerScore (77 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Frazer Bank leads on 6 and The Pauls Valley National Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.