Side-by-side · Q2 2026 data
Frederick Community Bank, The vs Bank of Rantoul
Metric by metric
| Measure | Frederick Community Bank, The | Bank of Rantoul |
|---|---|---|
| TellerScore | 84 (stronger) | 82 |
| Capital cushion | 54 | 58 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 81 |
| Funding & liquidity | 85 | 88 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 86th | 82nd |
| Total assets | $196.1M | $285.8M |
| Deposits / shares | $174.9M | $223.3M |
| Capital ratio | 10.44% | 10.75% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.01% | -0.02% (stronger) |
| Return on assets | 2.20% (stronger) | 1.52% |
| Loans ÷ deposits | 54.1% | 42.3% (stronger) |
| Uninsured deposits | 28.8% | 25.7% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Frederick Community Bank, The has the higher TellerScore (84 vs 82). On the 6 directional measures above (where higher or lower is clearly better), Frederick Community Bank, The leads on 2 and Bank of Rantoul on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.