Side-by-side · Q2 2026 data
Frederick Community Bank, The vs Busey Bank
Metric by metric
| Measure | Frederick Community Bank, The | Busey Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 74 |
| Capital cushion | 54 | 74 (stronger) |
| Loan quality | 100 (stronger) | 83 |
| Earnings | 100 (stronger) | 73 |
| Funding & liquidity | 85 (stronger) | 43 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 86th | 87th |
| Total assets | $196.1M | $18.1B |
| Deposits / shares | $174.9M | $15.2B |
| Capital ratio | 10.44% | 12.38% (stronger) |
| Problem loans | 0.00% (stronger) | 0.51% |
| Net charge-offs | 0.01% (stronger) | 0.20% |
| Return on assets | 2.20% (stronger) | 1.33% |
| Loans ÷ deposits | 54.1% (stronger) | 86.0% |
| Uninsured deposits | 28.8% (stronger) | 43.0% |
| Offices | 2 | 80 |
| CFPB complaints (3 yrs) | — | 47 |
| Complaints per $1B deposits | — | 3.1 |
| Mortgage denial rate (HMDA) | — | 13.9% |
Frederick Community Bank, The has the higher TellerScore (84 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Frederick Community Bank, The leads on 6 and Busey Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.