Side-by-side · Q2 2026 data
Fredonia Valley Bank vs C-Plant Federal Credit Union
Metric by metric
| Measure | Fredonia Valley Bank | C-Plant Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 92 (stronger) |
| Capital cushion | 65 | 97 (stronger) |
| Loan quality | 60 | 95 (stronger) |
| Earnings | 57 | 72 (stronger) |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 86 | 99 (stronger) |
| Peer percentile | 37th | 97th |
| Total assets | $119.8M | $365.9M |
| Deposits / shares | $105.5M | $310.0M |
| Capital ratio | 11.49% | 14.71% (stronger) |
| Problem loans | 1.19% | 0.16% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.06% |
| Return on assets | 0.93% | 1.31% (stronger) |
| Loans ÷ deposits | 68.3% | 46.8% (stronger) |
| Uninsured deposits | 17.8% | 8.5% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
C-Plant Federal Credit Union has the higher TellerScore (92 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Fredonia Valley Bank leads on 1 and C-Plant Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.