Side-by-side · Q2 2026 data
Fredonia Valley Bank vs Planters Bank, Inc.
Metric by metric
| Measure | Fredonia Valley Bank | Planters Bank, Inc. |
|---|---|---|
| TellerScore | 68 | 77 (stronger) |
| Capital cushion | 65 | 74 (stronger) |
| Loan quality | 60 | 96 (stronger) |
| Earnings | 57 | 71 (stronger) |
| Funding & liquidity | 89 (stronger) | 49 |
| Problem-loan coverage | 86 | 91 (stronger) |
| Peer percentile | 37th | 83rd |
| Total assets | $119.8M | $2.0B |
| Deposits / shares | $105.5M | $1.7B |
| Capital ratio | 11.49% | 12.45% (stronger) |
| Problem loans | 1.19% | 0.11% (stronger) |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 0.93% | 1.28% (stronger) |
| Loans ÷ deposits | 68.3% (stronger) | 84.7% |
| Uninsured deposits | 17.8% (stronger) | 38.7% |
| Offices | 2 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.9% |
Planters Bank, Inc. has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Fredonia Valley Bank leads on 2 and Planters Bank, Inc. on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.