Side-by-side · Q2 2026 data
Freedom Bank vs Origins Credit Union
Metric by metric
| Measure | Freedom Bank | Origins Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 79 |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 92 | 92 |
| Earnings | 100 (stronger) | 28 |
| Funding & liquidity | 42 | 70 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 82nd | 62nd |
| Total assets | $585.7M | $43.7M |
| Deposits / shares | $505.7M | $35.6M |
| Capital ratio | 12.62% | 16.25% (stronger) |
| Problem loans | 0.23% (stronger) | 0.25% |
| Net charge-offs | 0.01% (stronger) | 0.42% |
| Return on assets | 2.26% (stronger) | 0.19% |
| Loans ÷ deposits | 97.9% | 90.3% (stronger) |
| Uninsured deposits | 33.4% | 2.2% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Freedom Bank has the higher TellerScore (82 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Freedom Bank leads on 4 and Origins Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.