Side-by-side · Q2 2026 data
Freedom Bank, Inc. vs Hope Federal Credit Union
Credit union
Hope Federal Credit Union
Bridgeport, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Freedom Bank, Inc. | Hope Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 89 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 88 (stronger) | 87 |
| Earnings | 79 (stronger) | 62 |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 72nd | 87th |
| Total assets | $429.7M | $43.3M |
| Deposits / shares | $380.4M | $34.7M |
| Capital ratio | 11.40% | 19.89% (stronger) |
| Problem loans | 0.36% (stronger) | 0.38% |
| Net charge-offs | 0.02% (stronger) | 0.22% |
| Return on assets | 1.48% (stronger) | 1.04% |
| Loans ÷ deposits | 81.5% | 56.8% (stronger) |
| Uninsured deposits | 13.2% | 3.4% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hope Federal Credit Union has the higher TellerScore (89 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Freedom Bank, Inc. leads on 3 and Hope Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.