Hope Federal Credit Union is a federal credit union headquartered in Bridgeport, West Virginia, in business for about 91 years. At the end of Q2 2026 it reported $43.3M in total assets and $34.7M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Hope Federal Credit Union scores 89/100, which we describe as very strong. That is higher than 87% of 2,479 credit unions with under $100 million in assets. Among 74 credit unions headquartered in West Virginia, it ranks 11th. Its strongest component is capital cushion (100/100; 19.89%), and its lowest is earnings (62/100; 1.04%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (92 → 89), mostly because the loan quality component weakened by 8 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 88 |
| Q3 2024 | 91 |
| Q4 2024 | 91 |
| Q1 2025 | 94 |
| Q2 2025 | 92 |
| Q3 2025 | 93 |
| Q4 2025 | 92 |
| Q1 2026 | 88 |
| Q2 2026 | 89 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 19.69% |
| Q3 2024 | 20.06% |
| Q4 2024 | 20.16% |
| Q1 2025 | 20.06% |
| Q2 2025 | 20.24% |
| Q3 2025 | 20.47% |
| Q4 2025 | 20.11% |
| Q1 2026 | 19.51% |
| Q2 2026 | 19.89% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.36% |
| Q3 2024 | 0.10% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.22% |
| Q2 2025 | 0.16% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.08% |
| Q1 2026 | 0.64% |
| Q2 2026 | 0.38% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.90% |
| Q3 2024 | 1.06% |
| Q4 2024 | 0.96% |
| Q1 2025 | 1.44% |
| Q2 2025 | 1.23% |
| Q3 2025 | 1.21% |
| Q4 2025 | 1.10% |
| Q1 2026 | 1.15% |
| Q2 2026 | 1.04% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 89 | $43.3M | 19.89% | 0.38% | 1.04% | 56.8% |
| Q1 2026 | 88 | $43.5M | 19.51% | 0.64% | 1.15% | 55.6% |
| Q4 2025 | 92 | $41.6M | 20.11% | 0.08% | 1.10% | 57.0% |
| Q3 2025 | 93 | $40.6M | 20.47% | 0.00% | 1.21% | 60.8% |
| Q2 2025 | 92 | $40.4M | 20.24% | 0.16% | 1.23% | 62.2% |
| Q1 2025 | 94 | $40.3M | 20.06% | 0.22% | 1.44% | 61.5% |
| Q4 2024 | 91 | $39.4M | 20.16% | 0.00% | 0.96% | 62.8% |
| Q3 2024 | 91 | $39.4M | 20.06% | 0.10% | 1.06% | 63.2% |
| Q2 2024 | 88 | $39.4M | 19.69% | 0.36% | 0.90% | 62.8% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in West Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Kemba Charleston Federal Credit UnionCredit union Dunbar, WV | 81 out of 100, Strong | $44.7M | 20.6% | 1.00% | vs |
| Huntingtonized Federal Credit UnionCredit union Huntington, WV | 70 out of 100, Strong | $46.7M | 16.8% | 2.16% | vs |
| Mountain Heritage Federal Credit UnionCredit union Parkersburg, WV | 54 out of 100, Below average | $47.0M | 14.5% | 3.24% | vs |
| Element Federal Credit UnionCredit union Charleston, WV | 76 out of 100, Strong | $47.3M | 21.8% | 1.38% | vs |
| Home Federal Credit UnionCredit union Clarksburg, WV | 77 out of 100, Strong | $38.4M | 14.3% | 0.89% | vs |
| Morgantown a E S Federal Credit UnionCredit union Morgantown, WV | 67 out of 100, Moderate | $37.7M | 9.7% | 0.49% | vs |
Deposit insurance
Is my money safe at Hope Federal Credit Union?
Yes. Hope Federal Credit Union is a federally insured credit union (NCUA charter #220). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.4% of shares and deposits ($1.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 19.89%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Hope Federal Credit Union lists 1 office in 1 city. Most locations:
- Bridgeport, WV (1)
Identity & history
Profile
- Legal name
- Hope Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 220
- RSSD ID
- 543972
- Primary regulator
- NCUA
- Established
- 1935
- Headquarters
- 925 White Oaks Blvd., Bridgeport, WV 26330
- Employees
- 4
Quick answers
Hope Federal Credit Union: common questions
Is Hope Federal Credit Union NCUA insured?
Yes. Hope Federal Credit Union is a federally insured credit union (NCUA charter #220). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Hope Federal Credit Union's TellerScore?
89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Hope Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Bridgeport
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Harrison County Federal Credit UnionCredit union Nutter Fort, WV | 91 out of 100, Very strong | $15.6M | 18.4% | 0.14% | vs |
| Marion County School Employees Federal Credit UnionCredit union Fairmont, WV | 89 out of 100, Very strong | $9.9M | 20.7% | 0.53% | vs |
| Clear Mountain BankBank Bruceton Mills, WV | 83 out of 100, Strong | $1.0B | 13.1% | 0.30% | vs |
| City of Clarksburg Federal Credit UnionCredit union Clarksburg, WV | 83 out of 100, Strong | $8.2M | 14.2% | 0.02% | vs |
| Chessie Federal Credit UnionCredit union Cumberland, MD | 83 out of 100, Strong | $434.4M | 13.8% | 0.82% | vs |
| Freedom Bank, Inc.Bank Belington, WV | 78 out of 100, Strong | $429.7M | 11.4% | 0.36% | vs |