Side-by-side · Q2 2026 data
Freedom United Federal Credit Union vs A & S Federal Credit Union
Credit union
Freedom United Federal Credit Union
Rochester, Pennsylvania · Under $100 million in assets
Credit union
A & S Federal Credit Union
Aliquippa, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Freedom United Federal Credit Union | A & S Federal Credit Union |
|---|---|---|
| TellerScore | 93 | 95 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 72 | 82 (stronger) |
| Earnings | 100 (stronger) | 97 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 94th | 96th |
| Total assets | $94.2M | $39.3M |
| Deposits / shares | $76.2M | $33.3M |
| Capital ratio | 18.97% (stronger) | 15.10% |
| Problem loans | 0.84% | 0.55% (stronger) |
| Net charge-offs | 0.13% | 0.05% (stronger) |
| Return on assets | 2.31% (stronger) | 1.92% |
| Loans ÷ deposits | 32.9% (stronger) | 37.9% |
| Uninsured deposits | 0.9% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
A & S Federal Credit Union has the higher TellerScore (95 vs 93). On the 7 directional measures above (where higher or lower is clearly better), Freedom United Federal Credit Union leads on 3 and A & S Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.