Side-by-side · Q2 2026 data
Freeport State Bank vs Woodland Bank
Metric by metric
| Measure | Freeport State Bank | Woodland Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 52 |
| Capital cushion | 57 (stronger) | 36 |
| Loan quality | 100 (stronger) | 49 |
| Earnings | 64 (stronger) | 60 |
| Funding & liquidity | 83 (stronger) | 62 |
| Problem-loan coverage | 100 (stronger) | 74 |
| Peer percentile | 68th | 8th |
| Total assets | $165.5M | $177.5M |
| Deposits / shares | $147.9M | $152.0M |
| Capital ratio | 10.69% (stronger) | 8.62% |
| Problem loans | 0.00% (stronger) | 1.53% |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 1.11% (stronger) | 1.01% |
| Loans ÷ deposits | 76.6% (stronger) | 89.2% |
| Uninsured deposits | 15.2% (stronger) | 23.0% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Freeport State Bank has the higher TellerScore (77 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Freeport State Bank leads on 7 and Woodland Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.