Side-by-side · Q2 2026 data
Fremont Federal Credit Union vs Local 50 Plumbers & Steamftrs Federal Credit Union
Credit union
Local 50 Plumbers & Steamftrs Federal Credit Union
Northwood, Ohio · Under $100 million in assets
Metric by metric
| Measure | Fremont Federal Credit Union | Local 50 Plumbers & Steamftrs Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 80 (stronger) |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 71 (stronger) | 49 |
| Earnings | 59 | 69 (stronger) |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 63rd | 65th |
| Total assets | $391.4M | $11.6M |
| Deposits / shares | $334.8M | $9.8M |
| Capital ratio | 12.67% | 15.38% (stronger) |
| Problem loans | 0.86% (stronger) | 1.54% |
| Net charge-offs | 0.38% | 0.00% (stronger) |
| Return on assets | 0.98% | 1.23% (stronger) |
| Loans ÷ deposits | 79.0% | 56.8% (stronger) |
| Uninsured deposits | 7.4% | 0.0% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.1% | — |
Local 50 Plumbers & Steamftrs Federal Credit Union has the higher TellerScore (80 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Fremont Federal Credit Union leads on 1 and Local 50 Plumbers & Steamftrs Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.