Headquartered in Northwood, Ohio, Local 50 Plumbers & Steamftrs Federal Credit Union is a federal credit union with $11.6M in total assets and $9.8M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1969.
Based on its Q2 2026 filing, Local 50 Plumbers & Steamftrs Federal Credit Union scores 80/100, which we describe as strong. That is higher than 65% of 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 54th. Its strongest component is capital cushion (100/100; 15.38%), and its lowest is loan quality (49/100; 1.54%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 10 points (90 → 80), mostly because the loan quality component weakened by 39 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 86 |
| Q3 2024 | 93 |
| Q4 2024 | 94 |
| Q1 2025 | 89 |
| Q2 2025 | 90 |
| Q3 2025 | 92 |
| Q4 2025 | 85 |
| Q1 2026 | 90 |
| Q2 2026 | 80 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.93% |
| Q3 2024 | 13.99% |
| Q4 2024 | 14.49% |
| Q1 2025 | 14.16% |
| Q2 2025 | 14.62% |
| Q3 2025 | 14.73% |
| Q4 2025 | 15.05% |
| Q1 2026 | 15.36% |
| Q2 2026 | 15.38% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.37% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.10% |
| Q1 2025 | 0.12% |
| Q2 2025 | 0.37% |
| Q3 2025 | 0.25% |
| Q4 2025 | 1.20% |
| Q1 2026 | 0.20% |
| Q2 2026 | 1.54% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.84% |
| Q3 2024 | 1.97% |
| Q4 2024 | 1.93% |
| Q1 2025 | 1.32% |
| Q2 2025 | 1.52% |
| Q3 2025 | 1.57% |
| Q4 2025 | 1.61% |
| Q1 2026 | 1.03% |
| Q2 2026 | 1.23% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $11.6M | 15.38% | 1.54% | 1.23% | 56.8% |
| Q1 2026 | 90 | $11.3M | 15.36% | 0.20% | 1.03% | 62.1% |
| Q4 2025 | 85 | $11.4M | 15.05% | 1.20% | 1.61% | 64.3% |
| Q3 2025 | 92 | $11.3M | 14.73% | 0.25% | 1.57% | 67.5% |
| Q2 2025 | 90 | $11.0M | 14.62% | 0.37% | 1.52% | 70.2% |
| Q1 2025 | 89 | $11.0M | 14.16% | 0.12% | 1.32% | 71.6% |
| Q4 2024 | 94 | $10.5M | 14.49% | 0.10% | 1.93% | 79.7% |
| Q3 2024 | 93 | $10.5M | 13.99% | 0.00% | 1.97% | 84.1% |
| Q2 2024 | 86 | $11.0M | 12.93% | 0.37% | 1.84% | 83.8% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Sorg Bay West Federal Credit UnionCredit union Middletown, OH | 17 out of 100, Low | $11.6M | 5.0% | 6.08% | vs |
| Middletown Area Schools Credit UnionCredit union Middletown, OH | 84 out of 100, Strong | $11.3M | 15.2% | 1.09% | vs |
| Whitewater Community Credit UnionCredit union Harrison, OH | 69 out of 100, Moderate | $11.3M | 10.5% | 0.06% | vs |
| The Catholic Credit UnionCredit union Avon Lake, OH | 83 out of 100, Strong | $11.3M | 13.1% | 0.00% | vs |
| Ytr Community Federal Credit UnionCredit union Tiltonsville, OH | 77 out of 100, Strong | $12.1M | 15.1% | 1.65% | vs |
| Morrow County Federal Credit UnionCredit union Mount Gilead, OH | 65 out of 100, Moderate | $12.2M | 16.2% | 2.75% | vs |
Deposit insurance
Is my money safe at Local 50 Plumbers & Steamftrs Federal Credit Union?
Yes. Local 50 Plumbers & Steamftrs Federal Credit Union is a federally insured credit union (NCUA charter #19723). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 15.38%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Local 50 Plumbers & Steamftrs Federal Credit Union lists 1 office in 1 city. Most locations:
- Northwood, OH (1)
Identity & history
Profile
- Legal name
- Local 50 Plumbers & Steamftrs Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 19723
- RSSD ID
- 856887
- Primary regulator
- NCUA
- Established
- 1969
- Headquarters
- 7570 Caple Blvd STE C, Northwood, OH 43619
- Employees
- 2
Quick answers
Local 50 Plumbers & Steamftrs Federal Credit Union: common questions
Is Local 50 Plumbers & Steamftrs Federal Credit Union NCUA insured?
Yes. Local 50 Plumbers & Steamftrs Federal Credit Union is a federally insured credit union (NCUA charter #19723). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Local 50 Plumbers & Steamftrs Federal Credit Union's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Local 50 Plumbers & Steamftrs Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Northwood
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Eight Federal Credit UnionCredit union Rossford, OH | 96 out of 100, Very strong | $25.3M | 14.8% | 0.02% | vs |
| Toledo Fire Fighters Federal Credit UnionCredit union Toledo, OH | 95 out of 100, Very strong | $45.5M | 17.8% | 0.34% | vs |
| Superior Credit Union, IncCredit union Lima, OH | 94 out of 100, Very strong | $2.0B | 15.2% | 0.20% | vs |
| First Federal Savings and Loan AssociationBank Delta, OH | 93 out of 100, Very strong | $246.0M | 16.5% | 0.00% | vs |
| Tlc Community Credit UnionCredit union Adrian, MI | 90 out of 100, Very strong | $950.2M | 14.5% | 0.14% | vs |
| Parish Federal Credit UnionCredit union Toledo, OH | 87 out of 100, Very strong | $24.0M | 11.8% | 0.06% | vs |