Side-by-side · Q2 2026 data
Fremont Federal Credit Union vs Materion Federal Credit Union
Metric by metric
| Measure | Fremont Federal Credit Union | Materion Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 87 (stronger) |
| Capital cushion | 77 | 97 (stronger) |
| Loan quality | 71 | 100 (stronger) |
| Earnings | 59 (stronger) | 41 |
| Funding & liquidity | 81 | 95 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 63rd | 83rd |
| Total assets | $391.4M | $38.9M |
| Deposits / shares | $334.8M | $32.8M |
| Capital ratio | 12.67% | 14.66% (stronger) |
| Problem loans | 0.86% | 0.00% (stronger) |
| Net charge-offs | 0.38% (stronger) | 0.47% |
| Return on assets | 0.98% (stronger) | 0.52% |
| Loans ÷ deposits | 79.0% | 65.5% (stronger) |
| Uninsured deposits | 7.4% | 3.7% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.1% | — |
Materion Federal Credit Union has the higher TellerScore (87 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Fremont Federal Credit Union leads on 2 and Materion Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.