TellerScore

Materion Federal Credit Union (NCUA charter #20063) is based in Elmore, Ohio. Its Q2 2026 call report shows $38.9M in total assets and $32.8M in member shares and deposits and 1 office.

Materion Federal Credit Union has a TellerScore of 87 out of 100 (very strong) based on Q2 2026 data — higher than 83% of its 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 23rd. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (41/100, 0.52%).

TellerScore · Q2 2026

Scorecard

Capital cushion97/100
Net worth ratio: 14.66%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings41/100
Return on assets (annualized): 0.52%
Funding & liquidity95/100
Loans ÷ shares: 65.5% · 3.7% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (91 → 87), mostly because the earnings component weakened by 36 points.

TellerScore
848892Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202492
Q3 202491
Q4 202491
Q1 202592
Q2 202591
Q3 202592
Q4 202590
Q1 202684
Q2 202687
Net worth ratio
7.00%12.21%17.42%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202415.70%
Q3 202416.47%
Q4 202416.60%
Q1 202516.84%
Q2 202516.42%
Q3 202517.42%
Q4 202515.55%
Q1 202615.30%
Q2 202614.66%
Delinquent loans (60+ days)
0.00%0.11%0.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.05%
Q3 20240.12%
Q4 20240.06%
Q1 20250.13%
Q2 20250.14%
Q3 20250.07%
Q4 20250.22%
Q1 20260.13%
Q2 20260.00%
Return on assets
0.38%0.98%1.58%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.43%
Q3 20241.48%
Q4 20241.33%
Q1 20251.58%
Q2 20251.42%
Q3 20251.50%
Q4 20251.19%
Q1 20260.38%
Q2 20260.52%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202687$38.9M14.66%0.00%0.52%65.5%
Q1 202684$36.8M15.30%0.13%0.38%69.4%
Q4 202590$36.0M15.55%0.22%1.19%72.8%
Q3 202592$31.7M17.42%0.07%1.50%84.4%
Q2 202591$32.9M16.42%0.14%1.42%81.1%
Q1 202592$31.4M16.84%0.13%1.58%83.9%
Q4 202491$31.1M16.60%0.06%1.33%81.7%
Q3 202491$30.9M16.47%0.12%1.48%82.8%
Q2 202492$31.7M15.70%0.05%1.43%81.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.66%
52nd
Problem loans0.00%
94th
Net charge-offs0.47%
28th
Return on assets0.52%
43rd
Loans to deposits65.5%
40th
Uninsured deposits3.7%
30th
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Members Choice Credit UnionCredit union Greenville, OH92 out of 100, Very strong$38.9M17.9%0.44%vs
Theory Federal Credit UnionCredit union Painesville, OH46 out of 100, Below average$38.4M8.7%2.11%vs
Erie Community Federal Credit UnionCredit union Sandusky, OH53 out of 100, Below average$39.9M8.4%2.02%vs
Chivaho Federal Credit UnionCredit union Chillicothe, OH84 out of 100, Strong$37.7M13.9%0.27%vs
Softite Community Federal Credit UnionCredit union Martins Ferry, OH73 out of 100, Strong$37.6M15.7%2.91%vs
Wiremen'S Credit UnionCredit union Parma, OH92 out of 100, Very strong$40.6M17.0%0.11%vs

Deposit insurance

Is my money safe at Materion Federal Credit Union?

Yes. Materion Federal Credit Union is a federally insured credit union (NCUA charter #20063). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.7% of shares and deposits ($1.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.66%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Materion Federal Credit Union lists 1 office in 1 city. Most locations:

  • Elmore, OH (1)

All branch addresses and map

Identity & history

Profile

Legal name
Materion Federal Credit Union
Type
Federal credit union
NCUA charter #
20063
RSSD ID
443380
Primary regulator
NCUA
Established
1970
Headquarters
14710 W Portage River South Rd, Elmore, OH 43416
Employees
6

Quick answers

Materion Federal Credit Union: common questions

Is Materion Federal Credit Union NCUA insured?

Yes. Materion Federal Credit Union is a federally insured credit union (NCUA charter #20063). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Materion Federal Credit Union's TellerScore?

87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Materion Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Elmore

InstitutionScoreAssetsCapitalProblem loansCompare
Eight Federal Credit UnionCredit union Rossford, OH96 out of 100, Very strong$25.3M14.8%0.02%vs
Toledo Fire Fighters Federal Credit UnionCredit union Toledo, OH95 out of 100, Very strong$45.5M17.8%0.34%vs
Tlc Community Credit UnionCredit union Adrian, MI90 out of 100, Very strong$950.2M14.5%0.14%vs
Parish Federal Credit UnionCredit union Toledo, OH87 out of 100, Very strong$24.0M11.8%0.06%vs
Local 50 Plumbers & Steamftrs Federal Credit UnionCredit union Northwood, OH80 out of 100, Strong$11.6M15.4%1.54%vs
Glass City Federal Credit UnionCredit union Maumee, OH78 out of 100, Strong$326.1M11.3%0.22%vs