Side-by-side · Q2 2026 data
Fresno Grangers Federal Credit Union vs San Joaquin Power Employees Credit Union
Credit union
Fresno Grangers Federal Credit Union
Fresno, California · Under $100 million in assets
Credit union
San Joaquin Power Employees Credit Union
Fresno, California · $100 million – $1 billion
Metric by metric
| Measure | Fresno Grangers Federal Credit Union | San Joaquin Power Employees Credit Union |
|---|---|---|
| TellerScore | 98 (stronger) | 84 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 98 (stronger) | 42 |
| Funding & liquidity | 86 (stronger) | 73 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 98th | 86th |
| Total assets | $25.9M | $174.9M |
| Deposits / shares | $19.6M | $144.9M |
| Capital ratio | 24.56% (stronger) | 15.39% |
| Problem loans | 0.00% (stronger) | 0.04% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.94% (stronger) | 0.55% |
| Loans ÷ deposits | 73.4% (stronger) | 87.0% |
| Uninsured deposits | 16.1% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.5% |
Fresno Grangers Federal Credit Union has the higher TellerScore (98 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Fresno Grangers Federal Credit Union leads on 6 and San Joaquin Power Employees Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.