Side-by-side · Q2 2026 data
Frio County Federal Credit Union vs Light Commerce Credit Union
Metric by metric
| Measure | Frio County Federal Credit Union | Light Commerce Credit Union |
|---|---|---|
| TellerScore | 67 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 79 (stronger) | 69 |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 50 | 98 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 34th | 92nd |
| Total assets | $5.3M | $5.0M |
| Deposits / shares | $3.3M | $3.6M |
| Capital ratio | 37.35% (stronger) | 26.81% |
| Problem loans | 0.63% (stronger) | 0.93% |
| Net charge-offs | 3.19% | 0.57% (stronger) |
| Return on assets | -1.42% | 2.37% (stronger) |
| Loans ÷ deposits | 126.0% | 62.1% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 0.4% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Light Commerce Credit Union has the higher TellerScore (92 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Frio County Federal Credit Union leads on 3 and Light Commerce Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.