Side-by-side · Q2 2026 data
Froid Federal Credit Union vs Northern Montana Hospital Federal Credit Union
Credit union
Northern Montana Hospital Federal Credit Union
Havre, Montana · Under $100 million in assets
Metric by metric
| Measure | Froid Federal Credit Union | Northern Montana Hospital Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 73 |
| Capital cushion | 70 (stronger) | 67 |
| Loan quality | 100 | 100 |
| Earnings | 83 (stronger) | 12 |
| Funding & liquidity | 88 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 80th | 47th |
| Total assets | $1.3M | $982K |
| Deposits / shares | $1.1M | $865K |
| Capital ratio | 11.96% (stronger) | 11.69% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.58% (stronger) | -0.19% |
| Loans ÷ deposits | 72.4% | 52.9% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Froid Federal Credit Union has the higher TellerScore (86 vs 73). On the 4 directional measures above (where higher or lower is clearly better), Froid Federal Credit Union leads on 3 and Northern Montana Hospital Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.