Headquartered in Havre, Montana, Northern Montana Hospital Federal Credit Union is a federal credit union with $982K in total assets and $865K in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1969.
Northern Montana Hospital Federal Credit Union has a TellerScore of 73 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,479 credit unions with under $100 million in assets. Among 41 credit unions headquartered in Montana, it ranks 21st. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (12/100, -0.19%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (67 → 73), mostly because the problem-loan coverage component improved by 38 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 84 |
| Q3 2024 | 85 |
| Q4 2024 | 84 |
| Q1 2025 | 79 |
| Q2 2025 | 67 |
| Q3 2025 | 61 |
| Q4 2025 | 69 |
| Q1 2026 | 75 |
| Q2 2026 | 73 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.48% |
| Q3 2024 | 11.54% |
| Q4 2024 | 10.46% |
| Q1 2025 | 11.40% |
| Q2 2025 | 10.61% |
| Q3 2025 | 11.61% |
| Q4 2025 | 10.92% |
| Q1 2026 | 11.14% |
| Q2 2026 | 11.69% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.42% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.21% |
| Q3 2025 | 1.20% |
| Q4 2025 | 0.32% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.74% |
| Q3 2024 | 1.99% |
| Q4 2024 | 1.64% |
| Q1 2025 | 0.73% |
| Q2 2025 | 0.27% |
| Q3 2025 | 0.23% |
| Q4 2025 | 0.10% |
| Q1 2026 | 0.27% |
| Q2 2026 | -0.19% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $982K | 11.69% | 0.00% | -0.19% | 52.9% |
| Q1 2026 | 75 | $1.0M | 11.14% | 0.00% | 0.27% | 51.6% |
| Q4 2025 | 69 | $1.1M | 10.92% | 0.32% | 0.10% | 55.4% |
| Q3 2025 | 61 | $1.0M | 11.61% | 1.20% | 0.23% | 56.7% |
| Q2 2025 | 67 | $1.1M | 10.61% | 0.21% | 0.27% | 53.1% |
| Q1 2025 | 79 | $1.0M | 11.40% | 0.00% | 0.73% | 63.3% |
| Q4 2024 | 84 | $1.1M | 10.46% | 0.00% | 1.64% | 60.3% |
| Q3 2024 | 85 | $964K | 11.54% | 0.42% | 1.99% | 67.3% |
| Q2 2024 | 84 | $1.0M | 10.48% | 0.00% | 1.74% | 65.4% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Montana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Froid Federal Credit UnionCredit union Froid, MT | 86 out of 100, Very strong | $1.3M | 12.0% | 0.00% | vs |
| Tricounty Federal Credit UnionCredit union Harlowton, MT | 66 out of 100, Moderate | $1.7M | 10.2% | 0.00% | vs |
| The Morning Star Federal Credit UnionCredit union Lame Deer, MT | 47 out of 100, Below average | $2.2M | 9.9% | 5.89% | vs |
| M D U Employees Federal Credit UnionCredit union Glendive, MT | 84 out of 100, Strong | $4.0M | 17.2% | 0.00% | vs |
| St. Pats Employees Federal Credit UnionCredit union Missoula, MT | 77 out of 100, Strong | $5.4M | 12.8% | 1.00% | vs |
| Deer Lodge County School Emp Federal Credit UnionCredit union Anaconda, MT | 95 out of 100, Very strong | $9.7M | 13.7% | 0.00% | vs |
Deposit insurance
Is my money safe at Northern Montana Hospital Federal Credit Union?
Yes. Northern Montana Hospital Federal Credit Union is a federally insured credit union (NCUA charter #19285). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 11.69%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Northern Montana Hospital Federal Credit Union lists 1 office in 1 city. Most locations:
- Havre, MT (1)
Identity & history
Profile
- Legal name
- Northern Montana Hospital Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 19285
- RSSD ID
- 174385
- Primary regulator
- NCUA
- Established
- 1969
- Headquarters
- PO Box 1231, Havre, MT 59501
- Employees
- 2
Quick answers
Northern Montana Hospital Federal Credit Union: common questions
Is Northern Montana Hospital Federal Credit Union NCUA insured?
Yes. Northern Montana Hospital Federal Credit Union is a federally insured credit union (NCUA charter #19285). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Northern Montana Hospital Federal Credit Union's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Northern Montana Hospital Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Havre
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Independence BankBank Havre, MT | 84 out of 100, Strong | $1.4B | 13.4% | 0.46% | vs |
| Stockman Bank of MontanaBank Miles City, MT | 71 out of 100, Strong | $7.7B | 9.9% | 0.60% | vs |
| Wells Fargo Bank, National AssociationBank Sioux Falls, SD | 58 out of 100, Moderate | $1.9T | 8.0% | 1.04% | vs |
| U.S. Bank National AssociationBank Cincinnati, OH | 55 out of 100, Moderate | $705.6B | 9.5% | 1.45% | vs |