Side-by-side · Q2 2026 data
Front Royal Federal Credit Union vs Pwc Employees Federal Credit Union
Credit union
Front Royal Federal Credit Union
Front Royal, Virginia · Under $100 million in assets
Credit union
Pwc Employees Federal Credit Union
Woodbridge, Virginia · Under $100 million in assets
Metric by metric
| Measure | Front Royal Federal Credit Union | Pwc Employees Federal Credit Union |
|---|---|---|
| TellerScore | 97 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 90 |
| Loan quality | 95 (stronger) | 58 |
| Earnings | 91 (stronger) | 45 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 98th | 52nd |
| Total assets | $87.4M | $86.3M |
| Deposits / shares | $72.4M | $75.4M |
| Capital ratio | 16.91% (stronger) | 13.96% |
| Problem loans | 0.14% (stronger) | 1.27% |
| Net charge-offs | 0.13% (stronger) | 0.50% |
| Return on assets | 1.79% (stronger) | 0.62% |
| Loans ÷ deposits | 29.0% (stronger) | 37.3% |
| Uninsured deposits | 3.2% | 2.0% (stronger) |
| Offices | 3 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Front Royal Federal Credit Union has the higher TellerScore (97 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Front Royal Federal Credit Union leads on 6 and Pwc Employees Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.