TellerScore

Pwc Employees Federal Credit Union is a federal credit union headquartered in Woodbridge, Virginia, in business for about 55 years. At the end of Q2 2026 it reported $86.3M in total assets and $75.4M in member shares and deposits.

Pwc Employees Federal Credit Union has a TellerScore of 75 out of 100 (strong) based on Q2 2026 data — higher than 52% of its 2,479 credit unions with under $100 million in assets. Among 95 credit unions headquartered in Virginia, it ranks 35th. Funding & liquidity contributes the most (100/100, 37% loans-to-deposits, 2% uninsured); earnings contributes the least (45/100, 0.62%).

TellerScore · Q2 2026

Scorecard

Capital cushion90/100
Net worth ratio: 13.96%
Loan quality58/100
Loans 60+ days delinquent ÷ total loans: 1.27%
Earnings45/100
Return on assets (annualized): 0.62%
Funding & liquidity100/100
Loans ÷ shares: 37.3% · 2.0% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.96%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

6 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (76 → 75).

TellerScore
747780Q1 2025Q3 2025Q1 2026Q2 2026
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QuarterTellerScore
Q1 202580
Q2 202576
Q3 202576
Q4 202574
Q1 202680
Q2 202675
Net worth ratio
7.00%10.65%14.30%well-capitalized benchmarkQ1 2025Q3 2025Q1 2026Q2 2026
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QuarterNet worth ratio
Q1 202514.30%
Q2 202514.05%
Q3 202513.96%
Q4 202514.13%
Q1 202614.01%
Q2 202613.96%
Delinquent loans (60+ days)
0.76%1.06%1.35%Q1 2025Q3 2025Q1 2026Q2 2026
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QuarterDelinquent loans (60+ days)
Q1 20250.76%
Q2 20251.20%
Q3 20251.17%
Q4 20251.35%
Q1 20260.80%
Q2 20261.27%
Return on assets
0.58%0.67%0.76%Q1 2025Q3 2025Q1 2026Q2 2026
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QuarterReturn on assets
Q1 20250.58%
Q2 20250.63%
Q3 20250.65%
Q4 20250.63%
Q1 20260.76%
Q2 20260.62%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202675$86.3M13.96%1.27%0.62%37.3%
Q1 202680$85.3M14.01%0.80%0.76%38.1%
Q4 202574$83.4M14.13%1.35%0.63%40.9%
Q3 202576$83.6M13.96%1.17%0.65%41.8%
Q2 202576$82.0M14.05%1.20%0.63%44.1%
Q1 202580$79.6M14.30%0.76%0.58%46.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.96%
47th
Problem loans1.27%
32nd
Net charge-offs0.50%
27th
Return on assets0.62%
48th
Loans to deposits37.3%
82nd
Uninsured deposits2.0%
45th
Loan-loss reserves0.00%
37th
Texas ratio3.0%
43rd

Similar-size credit unions in Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
Front Royal Federal Credit UnionCredit union Front Royal, VA97 out of 100, Very strong$87.4M16.9%0.14%vs
Rva Financial Federal Credit UnionCredit union Richmond, VA76 out of 100, Strong$82.7M12.2%1.42%vs
Salem VA Medical Center Federal Credit UnionCredit union Salem, VA80 out of 100, Strong$93.5M13.0%0.16%vs
Baylands Family Credit UnionCredit union West Point, VA58 out of 100, Moderate$95.0M9.6%1.74%vs
Kemba Roanoke Federal Credit UnionCredit union Salem, VA82 out of 100, Strong$76.7M16.4%0.74%vs
Virginia Educators Credit UnionCredit union Newport News, VA96 out of 100, Very strong$76.3M24.2%0.43%vs

Deposit insurance

Is my money safe at Pwc Employees Federal Credit Union?

Yes. Pwc Employees Federal Credit Union is a federally insured credit union (NCUA charter #24971). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.0% of shares and deposits ($1.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.96%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Pwc Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
24971
RSSD ID
798099
Primary regulator
NCUA
Established
1971
Headquarters
12715 Ridgefield Village Dr STE 101, Woodbridge, VA 22193
Employees
19

Quick answers

Pwc Employees Federal Credit Union: common questions

Is Pwc Employees Federal Credit Union NCUA insured?

Yes. Pwc Employees Federal Credit Union is a federally insured credit union (NCUA charter #24971). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Pwc Employees Federal Credit Union's TellerScore?

75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.