Side-by-side · Q2 2026 data
Frontier Bank vs Peoples Credit Union
Metric by metric
| Measure | Frontier Bank | Peoples Credit Union |
|---|---|---|
| TellerScore | 81 | 89 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 89 | 95 (stronger) |
| Earnings | 100 (stronger) | 83 |
| Funding & liquidity | 79 (stronger) | 55 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 80th | 87th |
| Total assets | $436.4M | $75.0M |
| Deposits / shares | $388.9M | $60.0M |
| Capital ratio | 10.78% | 19.42% (stronger) |
| Problem loans | 0.32% | 0.16% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.20% |
| Return on assets | 2.12% (stronger) | 1.57% |
| Loans ÷ deposits | 52.8% (stronger) | 104.9% |
| Uninsured deposits | 34.1% | 2.3% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Credit Union has the higher TellerScore (89 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Frontier Bank leads on 3 and Peoples Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lamar, CO
- Springfield, CO