TellerScore

Side-by-side · Q2 2026 data

Frontier Bank of Texas vs R Bank

Bank

Frontier Bank of Texas

Elgin, Texas · $1 billion – $10 billion

75of 100
Strong

Bank

R Bank

Round Rock, Texas · $1 billion – $10 billion

50of 100
Below average

Metric by metric

MeasureFrontier Bank of TexasR Bank
TellerScore75 (stronger)50
Capital cushion50 (stronger)40
Loan quality95 (stronger)48
Earnings96 (stronger)49
Funding & liquidity4960 (stronger)
Problem-loan coverage96 (stronger)75
Peer percentile77th7th
Total assets$1.1B$1.0B
Deposits / shares$903.9M$926.1M
Capital ratio10.05% (stronger)9.01%
Problem loans0.15% (stronger)1.55%
Net charge-offs-0.00% (stronger)0.04%
Return on assets1.89% (stronger)0.72%
Loans ÷ deposits97.7%82.3% (stronger)
Uninsured deposits27.0% (stronger)30.6%
Offices99
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)8.6%20.0%

Frontier Bank of Texas has the higher TellerScore (75 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Frontier Bank of Texas leads on 6 and R Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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