Side-by-side · Q2 2026 data
Frost Bank vs Prosperity Bank
Metric by metric
| Measure | Frost Bank | Prosperity Bank |
|---|---|---|
| TellerScore | 66 | 71 (stronger) |
| Capital cushion | 41 | 56 (stronger) |
| Loan quality | 82 | 84 (stronger) |
| Earnings | 73 | 75 (stronger) |
| Funding & liquidity | 59 (stronger) | 54 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 58th | 76th |
| Total assets | $54.0B | $43.9B |
| Deposits / shares | $43.7B | $32.9B |
| Capital ratio | 9.08% | 10.64% (stronger) |
| Problem loans | 0.55% | 0.48% (stronger) |
| Net charge-offs | 0.14% (stronger) | 0.35% |
| Return on assets | 1.31% | 1.37% (stronger) |
| Loans ÷ deposits | 52.0% (stronger) | 74.8% |
| Uninsured deposits | 52.2% | 42.7% (stronger) |
| Offices | 211 | 373 |
| CFPB complaints (3 yrs) | 323 | 117 |
| Complaints per $1B deposits | 7.4 | 3.6 (stronger) |
| Mortgage denial rate (HMDA) | 43.5% | 31.5% |
Prosperity Bank has the higher TellerScore (71 vs 66). On the 8 directional measures above (where higher or lower is clearly better), Frost Bank leads on 2 and Prosperity Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Houston, TX
- San Antonio, TX
- Dallas, TX
- Austin, TX
- Corpus Christi, TX
- Fort Worth, TX
- Plano, TX
- Midland, TX
- Katy, TX
- Odessa, TX
- Mckinney, TX
- Victoria, TX
- College Station, TX
- New Braunfels, TX
- The Woodlands, TX
- Bryan, TX
- Richardson, TX
- Carrollton, TX
- Allen, TX
- Arlington, TX
- Sugar Land, TX
- Frisco, TX
- Cypress, TX
- Grand Prairie, TX
- Grapevine, TX
- Humble, TX
- Galveston, TX
- Pasadena, TX
- Tomball, TX
- Kerrville, TX