TellerScore

Side-by-side · Q2 2026 data

FSNB, National Association vs Kimberly Clark Credit Union

Bank

FSNB, National Association

Lawton, Oklahoma · $100 million – $1 billion

96of 100
Very strong

Credit union

Kimberly Clark Credit Union

Memphis, Tennessee · $100 million – $1 billion

75of 100
Strong

Metric by metric

MeasureFSNB, National AssociationKimberly Clark Credit Union
TellerScore96 (stronger)75
Capital cushion100100
Loan quality88 (stronger)56
Earnings100 (stronger)41
Funding & liquidity100 (stronger)87
Problem-loan coverage9293 (stronger)
Peer percentile99th66th
Total assets$478.3M$144.7M
Deposits / shares$369.7M$111.5M
Capital ratio17.51%22.34% (stronger)
Problem loans0.36% (stronger)1.33%
Net charge-offs1.02%0.70% (stronger)
Return on assets3.46% (stronger)0.52%
Loans ÷ deposits39.2% (stronger)73.2%
Uninsured deposits8.2% (stronger)10.3%
Offices661
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

FSNB, National Association has the higher TellerScore (96 vs 75). On the 7 directional measures above (where higher or lower is clearly better), FSNB, National Association leads on 5 and Kimberly Clark Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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