Side-by-side · Q2 2026 data
FSNB, National Association vs Legends Bank
Metric by metric
| Measure | FSNB, National Association | Legends Bank |
|---|---|---|
| TellerScore | 96 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 88 | 100 (stronger) |
| Earnings | 100 (stronger) | 62 |
| Funding & liquidity | 100 (stronger) | 56 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 99th | 47th |
| Total assets | $478.3M | $927.7M |
| Deposits / shares | $369.7M | $824.1M |
| Capital ratio | 17.51% (stronger) | 9.98% |
| Problem loans | 0.36% | 0.00% (stronger) |
| Net charge-offs | 1.02% | -0.00% (stronger) |
| Return on assets | 3.46% (stronger) | 1.04% |
| Loans ÷ deposits | 39.2% (stronger) | 80.4% |
| Uninsured deposits | 8.2% (stronger) | 36.2% |
| Offices | 66 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.4% |
FSNB, National Association has the higher TellerScore (96 vs 71). On the 7 directional measures above (where higher or lower is clearly better), FSNB, National Association leads on 5 and Legends Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.