Side-by-side · Q2 2026 data
Ft Randall Federal Credit Union vs Healthcare Plus Federal Credit Union
Credit union
Ft Randall Federal Credit Union
Wagner, South Dakota · Under $100 million in assets
Credit union
Healthcare Plus Federal Credit Union
Aberdeen, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Ft Randall Federal Credit Union | Healthcare Plus Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 44 |
| Capital cushion | 100 (stronger) | 35 |
| Loan quality | 63 (stronger) | 40 |
| Earnings | 62 (stronger) | 31 |
| Funding & liquidity | 88 (stronger) | 72 |
| Problem-loan coverage | 92 (stronger) | 67 |
| Peer percentile | 68th | 4th |
| Total assets | $44.2M | $70.4M |
| Deposits / shares | $36.4M | $63.1M |
| Capital ratio | 17.52% (stronger) | 8.54% |
| Problem loans | 1.12% (stronger) | 1.80% |
| Net charge-offs | 0.88% | 0.27% (stronger) |
| Return on assets | 1.04% (stronger) | 0.29% |
| Loans ÷ deposits | 72.6% (stronger) | 88.0% |
| Uninsured deposits | 0.4% (stronger) | 6.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ft Randall Federal Credit Union has the higher TellerScore (81 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Ft Randall Federal Credit Union leads on 6 and Healthcare Plus Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.