Side-by-side · Q2 2026 data
Fulton Bank, National Association vs Pennsylvania State Employees Credit Union
Credit union
Pennsylvania State Employees Credit Union
Harrisburg, Pennsylvania · $1 billion – $10 billion
Metric by metric
| Measure | Fulton Bank, National Association | Pennsylvania State Employees Credit Union |
|---|---|---|
| TellerScore | 65 | 80 (stronger) |
| Capital cushion | 52 | 69 (stronger) |
| Loan quality | 76 (stronger) | 75 |
| Earnings | 72 | 99 (stronger) |
| Funding & liquidity | 44 | 76 (stronger) |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 54th | 88th |
| Total assets | $32.6B | $9.7B |
| Deposits / shares | $27.4B | $8.5B |
| Capital ratio | 10.20% | 11.85% (stronger) |
| Problem loans | 0.71% (stronger) | 0.75% |
| Net charge-offs | 0.30% (stronger) | 0.84% |
| Return on assets | 1.30% | 1.98% (stronger) |
| Loans ÷ deposits | 87.7% | 84.0% (stronger) |
| Uninsured deposits | 40.5% | 10.9% (stronger) |
| Offices | 220 | 14 |
| CFPB complaints (3 yrs) | 246 | — |
| Complaints per $1B deposits | 9.0 | — |
| Mortgage denial rate (HMDA) | 23.0% | 15.6% |
Pennsylvania State Employees Credit Union has the higher TellerScore (80 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Fulton Bank, National Association leads on 2 and Pennsylvania State Employees Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.