Side-by-side · Q2 2026 data
Fulton Savings Bank vs Cross County Savings Bank
Metric by metric
| Measure | Fulton Savings Bank | Cross County Savings Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 56 |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 77 (stronger) | 26 |
| Earnings | 92 (stronger) | 38 |
| Funding & liquidity | 68 | 71 (stronger) |
| Problem-loan coverage | 97 (stronger) | 75 |
| Peer percentile | 92nd | 13th |
| Total assets | $492.3M | $525.4M |
| Deposits / shares | $283.8M | $446.5M |
| Capital ratio | 31.44% (stronger) | 12.84% |
| Problem loans | 0.70% (stronger) | 2.21% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.79% (stronger) | 0.46% |
| Loans ÷ deposits | 92.0% | 87.8% (stronger) |
| Uninsured deposits | 4.9% (stronger) | 16.4% |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.0% |
Fulton Savings Bank has the higher TellerScore (88 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Fulton Savings Bank leads on 5 and Cross County Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.