TellerScore

Side-by-side · Q2 2026 data

G.P.O. Federal Credit Union vs Americu Credit Union

Credit union

G.P.O. Federal Credit Union

New Hartford, New York · $100 million – $1 billion

79of 100
Strong

Credit union

Americu Credit Union

Rome, New York · $1 billion – $10 billion

48of 100
Below average

Metric by metric

MeasureG.P.O. Federal Credit UnionAmericu Credit Union
TellerScore79 (stronger)48
Capital cushion67 (stronger)46
Loan quality87 (stronger)37
Earnings64 (stronger)47
Funding & liquidity100 (stronger)63
Problem-loan coverage97 (stronger)65
Peer percentile76th4th
Total assets$629.8M$3.0B
Deposits / shares$552.2M$2.7B
Capital ratio11.70% (stronger)9.56%
Problem loans0.39% (stronger)1.89%
Net charge-offs0.34% (stronger)0.95%
Return on assets1.11% (stronger)0.69%
Loans ÷ deposits59.6% (stronger)96.8%
Uninsured deposits4.7% (stronger)10.3%
Offices823
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)40.4%28.4%

G.P.O. Federal Credit Union has the higher TellerScore (79 vs 48). On the 7 directional measures above (where higher or lower is clearly better), G.P.O. Federal Credit Union leads on 7 and Americu Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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