Side-by-side · Q2 2026 data
G. W. Jones Exchange Bank vs Farmers State Bank
Metric by metric
| Measure | G. W. Jones Exchange Bank | Farmers State Bank |
|---|---|---|
| TellerScore | 61 | 78 (stronger) |
| Capital cushion | 54 | 58 (stronger) |
| Loan quality | 45 | 99 (stronger) |
| Earnings | 56 | 94 (stronger) |
| Funding & liquidity | 85 (stronger) | 50 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 20th | 86th |
| Total assets | $122.8M | $1.3B |
| Deposits / shares | $110.9M | $1.2B |
| Capital ratio | 10.36% | 10.75% (stronger) |
| Problem loans | 1.64% | 0.02% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.90% | 1.85% (stronger) |
| Loans ÷ deposits | 22.1% (stronger) | 77.7% |
| Uninsured deposits | 28.7% (stronger) | 44.9% |
| Offices | 3 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.4% |
Farmers State Bank has the higher TellerScore (78 vs 61). On the 7 directional measures above (where higher or lower is clearly better), G. W. Jones Exchange Bank leads on 3 and Farmers State Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.