Side-by-side · Q2 2026 data
Gain Federal Credit Union vs Eagle Community Credit Union
Metric by metric
| Measure | Gain Federal Credit Union | Eagle Community Credit Union |
|---|---|---|
| TellerScore | 60 | 63 (stronger) |
| Capital cushion | 31 | 49 (stronger) |
| Loan quality | 85 (stronger) | 84 |
| Earnings | 23 | 42 (stronger) |
| Funding & liquidity | 100 (stronger) | 67 |
| Problem-loan coverage | 94 (stronger) | 88 |
| Peer percentile | 21st | 29th |
| Total assets | $454.0M | $409.2M |
| Deposits / shares | $424.1M | $362.7M |
| Capital ratio | 8.14% | 9.91% (stronger) |
| Problem loans | 0.44% (stronger) | 0.49% |
| Net charge-offs | 0.26% (stronger) | 0.85% |
| Return on assets | 0.09% | 0.56% (stronger) |
| Loans ÷ deposits | 57.0% (stronger) | 93.0% |
| Uninsured deposits | 10.6% | 5.3% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.2% | 22.1% |
Eagle Community Credit Union has the higher TellerScore (63 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Gain Federal Credit Union leads on 3 and Eagle Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.