Side-by-side · Q2 2026 data
Gain Federal Credit Union vs Yolo Federal Credit Union
Metric by metric
| Measure | Gain Federal Credit Union | Yolo Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 76 (stronger) |
| Capital cushion | 31 | 80 (stronger) |
| Loan quality | 85 (stronger) | 74 |
| Earnings | 23 | 69 (stronger) |
| Funding & liquidity | 100 (stronger) | 71 |
| Problem-loan coverage | 94 (stronger) | 90 |
| Peer percentile | 21st | 68th |
| Total assets | $454.0M | $412.4M |
| Deposits / shares | $424.1M | $340.5M |
| Capital ratio | 8.14% | 12.97% (stronger) |
| Problem loans | 0.44% (stronger) | 0.78% |
| Net charge-offs | 0.26% | 0.11% (stronger) |
| Return on assets | 0.09% | 1.22% (stronger) |
| Loans ÷ deposits | 57.0% (stronger) | 89.7% |
| Uninsured deposits | 10.6% | 4.7% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.2% | 41.4% |
Yolo Federal Credit Union has the higher TellerScore (76 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Gain Federal Credit Union leads on 2 and Yolo Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.