Side-by-side · Q2 2026 data
Gainey Business Bank vs Integro Bank
Metric by metric
| Measure | Gainey Business Bank | Integro Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 25 |
| Capital cushion | 79 (stronger) | 49 |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 17 (stronger) | 0 |
| Funding & liquidity | 36 | 39 (stronger) |
| Problem-loan coverage | 99 (stronger) | 48 |
| Peer percentile | 34th | 0th |
| Total assets | $106.6M | $195.6M |
| Deposits / shares | $89.7M | $155.1M |
| Capital ratio | 12.89% (stronger) | 9.93% |
| Problem loans | 0.07% (stronger) | 3.71% |
| Net charge-offs | 0.42% | 0.00% (stronger) |
| Return on assets | -0.07% (stronger) | -1.03% |
| Loans ÷ deposits | 106.0% | 103.5% (stronger) |
| Uninsured deposits | 31.4% | 30.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gainey Business Bank has the higher TellerScore (67 vs 25). On the 7 directional measures above (where higher or lower is clearly better), Gainey Business Bank leads on 4 and Integro Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.