TellerScore

Integro Bank (FDIC certificate #59283) is based in Phoenix, Arizona. Its Q2 2026 call report shows $195.6M in total assets and $155.1M in deposits and 1 office.

Integro Bank has a TellerScore of 25 out of 100 (low) based on Q2 2026 data — higher than only 0% of its 2,650 banks with $100 million – $1 billion. Among 12 banks headquartered in Arizona, it ranks 12th. Capital cushion contributes the most (49/100, 9.93%); earnings contributes the least (0/100, -1.03%).

TellerScore · Q2 2026

Scorecard

Capital cushion49/100
Tier 1 leverage ratio: 9.93%
Loan quality0/100
Noncurrent loans ÷ total loans: 3.71%
Earnings0/100
Return on assets (annualized): -1.03%
Funding & liquidity39/100
Loans ÷ deposits and uninsured-deposit share: 103.5% · 30.7% uninsured
Problem-loan coverage48/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 26.12%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 35 points (60 → 25), mostly because the loan quality component weakened by 74 points.

TellerScore
254360Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202443
Q3 202454
Q4 202456
Q1 202558
Q2 202560
Q3 202559
Q4 202553
Q1 202629
Q2 202625
Tier 1 leverage ratio
5.00%15.03%25.06%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202425.06%
Q3 202420.82%
Q4 202415.70%
Q1 202512.88%
Q2 202512.63%
Q3 202513.67%
Q4 202512.00%
Q1 202610.73%
Q2 20269.93%
Noncurrent loans
0.78%4.30%7.83%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20243.02%
Q3 20242.28%
Q4 20241.73%
Q1 20250.81%
Q2 20250.78%
Q3 20257.83%
Q4 20253.17%
Q1 20262.99%
Q2 20263.71%
Return on assets
-8.09%-2.33%3.43%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-8.09%
Q3 2024-6.75%
Q4 2024-5.03%
Q1 2025-3.21%
Q2 2025-1.62%
Q3 20253.43%
Q4 20251.90%
Q1 2026-1.00%
Q2 2026-1.03%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202625$195.6M9.93%3.71%-1.03%103.5%
Q1 202629$188.6M10.73%2.99%-1.00%104.9%
Q4 202553$177.6M12.00%3.17%1.90%101.3%
Q3 202559$155.1M13.67%7.83%3.43%78.9%
Q2 202560$138.2M12.63%0.78%-1.62%82.3%
Q1 202558$119.6M12.88%0.81%-3.21%98.1%
Q4 202456$111.8M15.70%1.73%-5.03%102.5%
Q3 202454$94.6M20.82%2.28%-6.75%85.8%
Q2 202443$66.6M25.06%3.02%-8.09%103.6%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.93%
29th
Total risk-based capital0.00%
24th
Problem loans3.71%
4th
Net charge-offs0.00%
68th
Return on assets-1.03%
1st
Net interest margin4.24%
68th
Efficiency ratio108.2%
2nd
Loans to deposits103.5%
7th
Uninsured deposits30.7%
26th
Loan-loss reserves1.89%
92nd
Texas ratio26.1%
3rd

Similar-size banks in Arizona

InstitutionScoreAssetsCapitalProblem loansCompare
Mission BankBank Kingman, AZ70 out of 100, Strong$185.1M9.4%0.00%vs
Gateway Commercial BankBank Mesa, AZ68 out of 100, Moderate$231.4M12.0%1.24%vs
Zenith Bank & TrustBank Scottsdale, AZ76 out of 100, Strong$133.0M17.9%0.00%vs
Scottsdale Community BankBank Scottsdale, AZ38 out of 100, Low$125.2M11.4%2.68%vs
Gainey Business BankBank Scottsdale, AZ67 out of 100, Moderate$106.6M12.9%0.07%vs
Goldwater Bank, N.A.Bank Phoenix, AZ35 out of 100, Low$551.9M11.1%4.14%vs

Deposit insurance

Is my money safe at Integro Bank?

Yes. Integro Bank is an FDIC-insured institution (FDIC certificate #59283). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 30.7% of deposits ($47.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.93%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Integro Bank lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Integro Bank
Type
State-chartered bank
FDIC certificate #
59283
RSSD ID
5758436
Primary regulator
FDIC
Established
June 21, 2022
Headquarters
16215 N 28th Ave, Phoenix, AZ 85053
Employees
36

Quick answers

Integro Bank: common questions

Is Integro Bank FDIC insured?

Yes. Integro Bank is an FDIC-insured institution (FDIC certificate #59283). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Integro Bank's TellerScore?

25 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Integro Bank ever failed?

There is no failure record for FDIC certificate #59283 in the FDIC failed bank list.

How many branches does Integro Bank have?

1 office as of the latest FDIC data.

Nearby

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