Side-by-side · Q2 2026 data
Gala Bank vs Ocala Community Credit Union
Metric by metric
| Measure | Gala Bank | Ocala Community Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 51 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 100 (stronger) | 14 |
| Earnings | 0 | 43 (stronger) |
| Funding & liquidity | 51 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 48th | 10th |
| Total assets | $44.9M | $49.3M |
| Deposits / shares | $35.5M | $43.9M |
| Capital ratio | 22.07% (stronger) | 10.13% |
| Problem loans | 0.00% (stronger) | 2.57% |
| Net charge-offs | 0.00% (stronger) | 1.19% |
| Return on assets | -1.98% | 0.57% (stronger) |
| Loans ÷ deposits | 62.2% | 33.7% (stronger) |
| Uninsured deposits | 57.1% | 2.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gala Bank has the higher TellerScore (73 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Gala Bank leads on 4 and Ocala Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.