Side-by-side · Q2 2026 data
Galaxy Federal Credit Union vs Friendly Federal Credit Union
Credit union
Galaxy Federal Credit Union
Franklin, Pennsylvania · Under $100 million in assets
Credit union
Friendly Federal Credit Union
Aliquippa, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Galaxy Federal Credit Union | Friendly Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 63 |
| Capital cushion | 100 | 100 |
| Loan quality | 91 (stronger) | 0 |
| Earnings | 39 | 51 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 77 |
| Peer percentile | 77th | 26th |
| Total assets | $72.6M | $69.1M |
| Deposits / shares | $59.8M | $57.4M |
| Capital ratio | 17.27% (stronger) | 16.96% |
| Problem loans | 0.27% (stronger) | 4.66% |
| Net charge-offs | 0.16% (stronger) | 0.59% |
| Return on assets | 0.47% | 0.77% (stronger) |
| Loans ÷ deposits | 52.8% | 50.4% (stronger) |
| Uninsured deposits | 6.1% | 4.2% (stronger) |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Galaxy Federal Credit Union has the higher TellerScore (85 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Galaxy Federal Credit Union leads on 4 and Friendly Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.