TellerScore

Friendly Federal Credit Union is a federal credit union headquartered in Aliquippa, Pennsylvania, in business for about 71 years. At the end of Q2 2026 it reported $69.1M in total assets and $57.4M in member shares and deposits, with 2 offices.

Based on its Q2 2026 filing, Friendly Federal Credit Union scores 63/100, which we describe as moderate. That is higher than only 26% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 215th. Its strongest component is capital cushion (100/100; 16.96%), and its lowest is loan quality (0/100; 4.66%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.96%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 4.66%
Earnings51/100
Return on assets (annualized): 0.77%
Funding & liquidity100/100
Loans ÷ shares: 50.4% · 4.2% uninsured
Problem-loan coverage77/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 11.51%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (60 → 63), mostly because the earnings component improved by 18 points.

TellerScore
596468Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202460
Q3 202461
Q4 202460
Q1 202559
Q2 202560
Q3 202561
Q4 202559
Q1 202668
Q2 202663
Net worth ratio
7.00%12.33%17.66%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.05%
Q3 202417.43%
Q4 202417.66%
Q1 202517.08%
Q2 202516.89%
Q3 202516.91%
Q4 202516.98%
Q1 202617.01%
Q2 202616.96%
Delinquent loans (60+ days)
2.48%3.57%4.66%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20243.29%
Q3 20244.18%
Q4 20244.58%
Q1 20253.31%
Q2 20253.84%
Q3 20254.27%
Q4 20253.62%
Q1 20262.48%
Q2 20264.66%
Return on assets
0.14%0.46%0.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.32%
Q3 20240.45%
Q4 20240.42%
Q1 20250.14%
Q2 20250.33%
Q3 20250.45%
Q4 20250.17%
Q1 20260.77%
Q2 20260.77%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202663$69.1M16.96%4.66%0.77%50.4%
Q1 202668$68.3M17.01%2.48%0.77%46.3%
Q4 202559$67.8M16.98%3.62%0.17%46.3%
Q3 202561$68.8M16.91%4.27%0.45%45.4%
Q2 202560$68.1M16.89%3.84%0.33%45.2%
Q1 202559$66.9M17.08%3.31%0.14%47.1%
Q4 202460$64.7M17.66%4.58%0.42%50.4%
Q3 202461$65.3M17.43%4.18%0.45%50.6%
Q2 202460$66.0M17.05%3.29%0.32%51.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.96%
65th
Problem loans4.66%
7th
Net charge-offs0.59%
24th
Return on assets0.77%
56th
Loans to deposits50.4%
63rd
Uninsured deposits4.2%
26th
Loan-loss reserves0.00%
37th
Texas ratio11.5%
11th

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Sru Federal Credit UnionCredit union Slippery Rock, PA83 out of 100, Strong$67.1M12.8%0.54%vs
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Deposit insurance

Is my money safe at Friendly Federal Credit Union?

Yes. Friendly Federal Credit Union is a federally insured credit union (NCUA charter #10184). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.2% of shares and deposits ($2.4M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.96%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Friendly Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Friendly Federal Credit Union
Type
Federal credit union
NCUA charter #
10184
RSSD ID
782182
Primary regulator
NCUA
Established
1955
Headquarters
2000 Main St, Aliquippa, PA 15001
Employees
11

Quick answers

Friendly Federal Credit Union: common questions

Is Friendly Federal Credit Union NCUA insured?

Yes. Friendly Federal Credit Union is a federally insured credit union (NCUA charter #10184). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Friendly Federal Credit Union's TellerScore?

63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Friendly Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Aliquippa

InstitutionScoreAssetsCapitalProblem loansCompare
I.B.E.W. - Local No. 5 Federal Credit UnionCredit union Pittsburgh, PA98 out of 100, Very strong$15.4M15.4%0.07%vs
First Choice America Community Federal Credit UnionCredit union Weirton, WV96 out of 100, Very strong$713.9M18.1%0.15%vs
A & S Federal Credit UnionCredit union Aliquippa, PA95 out of 100, Very strong$39.3M15.1%0.55%vs
Freedom United Federal Credit UnionCredit union Rochester, PA93 out of 100, Very strong$94.2M19.0%0.84%vs
Greater Pittsburgh Federal Credit UnionCredit union Pittsburgh, PA93 out of 100, Very strong$76.7M15.3%0.40%vs
Alcose Credit UnionCredit union White Oak, PA89 out of 100, Very strong$16.1M16.4%0.03%vs