Side-by-side · Q2 2026 data
Gale Credit Union vs Midwest Coalition of Labor Credit Union
Credit union
Midwest Coalition of Labor Credit Union
Countryside, Illinois · Under $100 million in assets
Metric by metric
| Measure | Gale Credit Union | Midwest Coalition of Labor Credit Union |
|---|---|---|
| TellerScore | 73 | 85 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 89 (stronger) | 69 |
| Earnings | 55 | 83 (stronger) |
| Funding & liquidity | 86 (stronger) | 80 |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 47th | 77th |
| Total assets | $73.7M | $77.1M |
| Deposits / shares | $65.7M | $64.9M |
| Capital ratio | 10.62% | 15.47% (stronger) |
| Problem loans | 0.33% (stronger) | 0.93% |
| Net charge-offs | 0.14% (stronger) | 0.55% |
| Return on assets | 0.88% | 1.57% (stronger) |
| Loans ÷ deposits | 74.1% (stronger) | 80.4% |
| Uninsured deposits | 3.3% (stronger) | 5.1% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Midwest Coalition of Labor Credit Union has the higher TellerScore (85 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Gale Credit Union leads on 4 and Midwest Coalition of Labor Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.