Midwest Coalition of Labor Credit Union is a federally insured state-chartered credit union headquartered in Countryside, Illinois, in business for about 52 years. At the end of Q2 2026 it reported $77.1M in total assets and $64.9M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Midwest Coalition of Labor Credit Union scores 85/100, which we describe as very strong. That is higher than 77% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 42nd. Its strongest component is capital cushion (100/100; 15.47%), and its lowest is loan quality (69/100; 0.93%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (83 → 85), mostly because the capital cushion component improved by 6 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 83 |
| Q3 2024 | 82 |
| Q4 2024 | 79 |
| Q1 2025 | 80 |
| Q2 2025 | 83 |
| Q3 2025 | 85 |
| Q4 2025 | 84 |
| Q1 2026 | 85 |
| Q2 2026 | 85 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.44% |
| Q3 2024 | 13.80% |
| Q4 2024 | 13.64% |
| Q1 2025 | 13.81% |
| Q2 2025 | 14.43% |
| Q3 2025 | 14.66% |
| Q4 2025 | 14.71% |
| Q1 2026 | 14.93% |
| Q2 2026 | 15.47% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.72% |
| Q3 2024 | 0.92% |
| Q4 2024 | 1.12% |
| Q1 2025 | 1.06% |
| Q2 2025 | 0.96% |
| Q3 2025 | 0.78% |
| Q4 2025 | 0.75% |
| Q1 2026 | 0.91% |
| Q2 2026 | 0.93% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.55% |
| Q3 2024 | 1.60% |
| Q4 2024 | 1.54% |
| Q1 2025 | 1.47% |
| Q2 2025 | 1.56% |
| Q3 2025 | 1.58% |
| Q4 2025 | 1.51% |
| Q1 2026 | 1.46% |
| Q2 2026 | 1.57% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 85 | $77.1M | 15.47% | 0.93% | 1.57% | 80.4% |
| Q1 2026 | 85 | $77.8M | 14.93% | 0.91% | 1.46% | 78.2% |
| Q4 2025 | 84 | $77.0M | 14.71% | 0.75% | 1.51% | 85.7% |
| Q3 2025 | 85 | $75.5M | 14.66% | 0.78% | 1.58% | 84.2% |
| Q2 2025 | 83 | $74.5M | 14.43% | 0.96% | 1.56% | 78.3% |
| Q1 2025 | 80 | $75.6M | 13.81% | 1.06% | 1.47% | 74.0% |
| Q4 2024 | 79 | $74.5M | 13.64% | 1.12% | 1.54% | 76.9% |
| Q3 2024 | 82 | $71.6M | 13.80% | 0.92% | 1.60% | 76.8% |
| Q2 2024 | 83 | $71.2M | 13.44% | 0.72% | 1.55% | 76.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Select Employees Credit UnionCredit union Sterling, IL | 86 out of 100, Very strong | $78.6M | 12.6% | 0.26% | vs |
| Education Personnel Federal Credit UnionCredit union Danville, IL | 76 out of 100, Strong | $74.3M | 12.3% | 0.60% | vs |
| Metro Federal Credit UnionCredit union Arlington Heigh, IL | 68 out of 100, Moderate | $80.0M | 9.6% | 0.83% | vs |
| Gale Credit UnionCredit union Galesburg, IL | 73 out of 100, Strong | $73.7M | 10.6% | 0.33% | vs |
| Northwest Community Credit UnionCredit union Morton Grove, IL | 51 out of 100, Below average | $66.6M | 9.4% | 1.27% | vs |
| United Equity Credit UnionCredit union Decatur, IL | 94 out of 100, Very strong | $66.2M | 18.7% | 0.23% | vs |
Deposit insurance
Is my money safe at Midwest Coalition of Labor Credit Union?
Yes. Midwest Coalition of Labor Credit Union is a federally insured credit union (NCUA charter #61847). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 5.1% of shares and deposits ($3.3M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 15.47%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Midwest Coalition of Labor Credit Union lists 1 office in 1 city. Most locations:
- Countryside, IL (1)
Identity & history
Profile
- Legal name
- Midwest Coalition of Labor Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 61847
- RSSD ID
- 720698
- Primary regulator
- State + NCUA
- Established
- 1974
- Headquarters
- 6240 Joliet Rd, Countryside, IL 60525
- Employees
- 10
Quick answers
Midwest Coalition of Labor Credit Union: common questions
Is Midwest Coalition of Labor Credit Union NCUA insured?
Yes. Midwest Coalition of Labor Credit Union is a federally insured credit union (NCUA charter #61847). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Midwest Coalition of Labor Credit Union's TellerScore?
85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Midwest Coalition of Labor Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Countryside
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL | 100 out of 100, Very strong | $10.0M | 19.4% | 0.00% | vs |
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| Israel Methcomm Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $2.0M | 15.5% | 0.00% | vs |
| M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $418K | 18.5% | — | vs |
| Western Springs Federal Credit UnionCredit union Western Springs, IL | 95 out of 100, Very strong | $3.9M | 18.2% | 0.46% | vs |
| St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL | 93 out of 100, Very strong | $383K | 15.0% | 0.00% | vs |