Side-by-side · Q2 2026 data
Gallup Federal Credit Union vs City-County Employees Credit Union
Credit union
City-County Employees Credit Union
Clearwater, Florida · Under $100 million in assets
Metric by metric
| Measure | Gallup Federal Credit Union | City-County Employees Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 33 |
| Loan quality | 98 (stronger) | 80 |
| Earnings | 58 (stronger) | 46 |
| Funding & liquidity | 50 | 93 (stronger) |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 75th | 24th |
| Total assets | $16.4M | $42.5M |
| Deposits / shares | $13.3M | $39.2M |
| Capital ratio | 18.06% (stronger) | 8.29% |
| Problem loans | 0.05% (stronger) | 0.59% |
| Net charge-offs | 0.00% (stronger) | 0.88% |
| Return on assets | 0.96% (stronger) | 0.65% |
| Loans ÷ deposits | 111.1% | 66.8% (stronger) |
| Uninsured deposits | 9.7% (stronger) | 10.1% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gallup Federal Credit Union has the higher TellerScore (84 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Gallup Federal Credit Union leads on 6 and City-County Employees Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.