Side-by-side · Q2 2026 data
Garden City Teachers Federal Credit Union vs Golden Plains Credit Union
Credit union
Garden City Teachers Federal Credit Union
Garden City, Kansas · Under $100 million in assets
Metric by metric
| Measure | Garden City Teachers Federal Credit Union | Golden Plains Credit Union |
|---|---|---|
| TellerScore | 61 | 70 (stronger) |
| Capital cushion | 33 | 82 (stronger) |
| Loan quality | 78 (stronger) | 65 |
| Earnings | 40 | 55 (stronger) |
| Funding & liquidity | 96 (stronger) | 67 |
| Problem-loan coverage | 90 (stronger) | 85 |
| Peer percentile | 23rd | 58th |
| Total assets | $15.7M | $1.0B |
| Deposits / shares | $14.4M | $863.6M |
| Capital ratio | 8.28% | 13.21% (stronger) |
| Problem loans | 0.67% (stronger) | 1.06% |
| Net charge-offs | 0.59% (stronger) | 0.85% |
| Return on assets | 0.50% | 0.88% (stronger) |
| Loans ÷ deposits | 64.7% (stronger) | 92.9% |
| Uninsured deposits | 6.3% (stronger) | 9.8% |
| Offices | 1 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.0% |
Golden Plains Credit Union has the higher TellerScore (70 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Garden City Teachers Federal Credit Union leads on 4 and Golden Plains Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.