Side-by-side · Q2 2026 data
Garden Plain State Bank vs Lyons Federal Bank
Metric by metric
| Measure | Garden Plain State Bank | Lyons Federal Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 69 | 92 (stronger) |
| Earnings | 98 (stronger) | 62 |
| Funding & liquidity | 78 (stronger) | 64 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 92nd | 72nd |
| Total assets | $191.5M | $197.6M |
| Deposits / shares | $162.0M | $166.7M |
| Capital ratio | 15.24% (stronger) | 12.70% |
| Problem loans | 0.94% | 0.23% (stronger) |
| Net charge-offs | -0.05% (stronger) | 0.00% |
| Return on assets | 1.95% (stronger) | 1.06% |
| Loans ÷ deposits | 35.0% (stronger) | 86.4% |
| Uninsured deposits | 35.2% | 23.9% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | — |
Garden Plain State Bank has the higher TellerScore (88 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Garden Plain State Bank leads on 5 and Lyons Federal Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.