The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 9 points (97 → 88), mostly because the loan quality component weakened by 31 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Kansas

Yes. Garden Plain State Bank is an FDIC-insured institution (FDIC certificate #19687). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 35.2% of deposits ($57.0M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 15.24%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 26.63% (benchmark: 10%).

Check how much of your own balance is covered

Garden Plain State Bank lists 2 offices in 2 cities. Most locations:

• Garden Plain, KS (1)
• Wichita, KS (1)

All branch addresses and map

In 2025, Garden Plain State Bank reported 124 home-loan applications under HMDA (LEI 5493001YU4TTE8QEL245): 115 originated ($28,985,000 total), 3 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 2.4%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Garden Plain State Bank

Type

State-chartered bank

FDIC certificate #

19687

RSSD ID

987651

Primary regulator

FDIC

Holding company

Garden Plain Bancshares Inc

Established

December 21, 1966

Headquarters

10526 W Maple St, Wichita, KS 67209

Website

www.gpsbank.com

Employees

20