Side-by-side · Q2 2026 data
Gardiner Federal Credit Union vs Coast Line Credit Union
Metric by metric
| Measure | Gardiner Federal Credit Union | Coast Line Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 94 |
| Capital cushion | 100 | 100 |
| Loan quality | 96 (stronger) | 93 |
| Earnings | 93 (stronger) | 79 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 99th | 95th |
| Total assets | $100.7M | $89.2M |
| Deposits / shares | $84.1M | $68.3M |
| Capital ratio | 15.92% | 19.06% (stronger) |
| Problem loans | 0.12% (stronger) | 0.22% |
| Net charge-offs | 0.14% | 0.01% (stronger) |
| Return on assets | 1.82% (stronger) | 1.48% |
| Loans ÷ deposits | 68.0% | 53.8% (stronger) |
| Uninsured deposits | 7.9% (stronger) | 9.1% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.6% |
Gardiner Federal Credit Union has the higher TellerScore (96 vs 94). On the 7 directional measures above (where higher or lower is clearly better), Gardiner Federal Credit Union leads on 4 and Coast Line Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.