Side-by-side · Q2 2026 data
Garfield County Bank vs Ascent Bank
Metric by metric
| Measure | Garfield County Bank | Ascent Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 46 |
| Capital cushion | 100 (stronger) | 37 |
| Loan quality | 0 | 16 (stronger) |
| Earnings | 72 (stronger) | 70 |
| Funding & liquidity | 99 (stronger) | 72 |
| Problem-loan coverage | 52 | 61 (stronger) |
| Peer percentile | 26th | 5th |
| Total assets | $108.0M | $104.1M |
| Deposits / shares | $90.6M | $92.4M |
| Capital ratio | 15.82% (stronger) | 8.69% |
| Problem loans | 8.42% | 2.51% (stronger) |
| Net charge-offs | 0.25% (stronger) | 0.47% |
| Return on assets | 1.30% (stronger) | 1.24% |
| Loans ÷ deposits | 52.4% (stronger) | 88.1% |
| Uninsured deposits | 15.9% | 14.1% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Garfield County Bank has the higher TellerScore (64 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Garfield County Bank leads on 5 and Ascent Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.