Side-by-side · Q2 2026 data
Gary Municipal Employees Federal Credit Union vs Policemen'S Federal Credit Union
Credit union
Gary Municipal Employees Federal Credit Union
Gary, Indiana · Under $100 million in assets
Credit union
Policemen'S Federal Credit Union
South Bend, Indiana · Under $100 million in assets
Metric by metric
| Measure | Gary Municipal Employees Federal Credit Union | Policemen'S Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 90 (stronger) |
| Earnings | 0 | 74 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 13th | 92nd |
| Total assets | $537K | $95.5M |
| Deposits / shares | $308K | $80.1M |
| Capital ratio | 40.56% (stronger) | 16.39% |
| Problem loans | 7.73% | 0.29% (stronger) |
| Net charge-offs | 0.25% | -0.04% (stronger) |
| Return on assets | -1.11% | 1.34% (stronger) |
| Loans ÷ deposits | 48.5% | 39.1% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 9.0% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Policemen'S Federal Credit Union has the higher TellerScore (92 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Gary Municipal Employees Federal Credit Union leads on 2 and Policemen'S Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.