Side-by-side · Q2 2026 data
Gary Municipal Employees Federal Credit Union vs Trinity U.C.C. Federal Credit Union
Credit union
Gary Municipal Employees Federal Credit Union
Gary, Indiana · Under $100 million in assets
Credit union
Trinity U.C.C. Federal Credit Union
Chicago, Illinois · Under $100 million in assets
Metric by metric
| Measure | Gary Municipal Employees Federal Credit Union | Trinity U.C.C. Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 93 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 0 | 66 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 13th | 94th |
| Total assets | $537K | $4.2M |
| Deposits / shares | $308K | $3.5M |
| Capital ratio | 40.56% (stronger) | 16.50% |
| Problem loans | 7.73% | 0.00% (stronger) |
| Net charge-offs | 0.25% | 0.00% (stronger) |
| Return on assets | -1.11% | 1.15% (stronger) |
| Loans ÷ deposits | 48.5% | 2.9% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Trinity U.C.C. Federal Credit Union has the higher TellerScore (93 vs 54). On the 6 directional measures above (where higher or lower is clearly better), Gary Municipal Employees Federal Credit Union leads on 1 and Trinity U.C.C. Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.